HomeSmart with Step-up
Now you can own a home that matches your potential, not your salary. HomeSmart Step-up lets you pay less now and more when you prosper.
Lower initial payments lets you move into a grander, better home sooner. Instalments start up to 20% lower than usual for the first year and gradually rise to match your projected income as you become more successful.
For example, your current salary may not qualify you to take up a RM300,000 financing, with a monthly instalment of RM1,988. But with Step-Up your instalments starts at only RM1,591 (20% reduction) and works its way up in subsequent years.